Got your pension sorted?
Everything you need to know about accruing and receiving pension benefits
Your pension. How does it work?
With us, you can save and invest for your top-up pension with a pension account. It is up to you to decide when you want your top-up pension to be paid out as gross income, which can be when you reach the state pension age (AOW), for example, or when you retire. To help you get started, we will explain the essentials. And we have put together a step-by-step guide for you so that you can start boosting your pension right away.
The state pension is often not enough
When you reach the state pension age, the Dutch government will start to pay you the basic pension, which is called ‘AOW’. The term ‘basic pension’ says it all; it’s merely the groundwork for your income and often not enough to maintain the same lifestyle as you have become accustomed to. Many employers have, therefore, set up an employee pension scheme for their employees. If you have your own business, you have to arrange your own pension.
Up to €1,000 bonus when you top up your pension
Give your pension savings a head start! Open a pension account by December 31, make your first deposit this year, and receive a bonus of €100 up to €1,000.
- Save and/or invest in one product
- Temporarily no one-time opening fee
- Possibly benefit from tax relief up to 49.5%
Please note: investing involves risk. You could lose all or part of your initial investment.
Do you need help?
Chatbot Anna
Chat with chatbot Anna. Can't figure it out? Then an employee takes over the conversation.
Call us now
View telephone numbers and opening hours.
Make an appointment
Leave your details and we will call you to schedule an appointment.
Do you have a question?
Look for answers to our frequently asked questions about pensio on our service page.
Call us now
The Investment and Pension helpdesk is available on working days between 8 am and 9 pm and on Saturdays between 9 am and 5.30 pm.
Make an appointment
Leave your details and we will call you to schedule an appointment.